Home » About » Departments » Financial Aid » Types of Financial Aid

Office Location:
Presidents Place, Suite 203

Mailing Address:
Quincy College
ATTN: Financial Aid Office
Presidents Place
1250 Hancock Street
Quincy Center, MA 02169

Phone: (617) 984-1620
Fax: (617) 984-1769
.(JavaScript must be enabled to view this email address)

Office Hours:
Monday-Thursday: 8:00am-6:15pm
Friday: 9:00am-4:00pm
Saturday & Sunday: Closed

Federal School Code: 002205

Rose M. DeVito
Associate Vice President for Financial Aid
(617) 984-1622
.(JavaScript must be enabled to view this email address)


Kay Saucer
Associate Director for Financial Aid
(617) 984-1624
.(JavaScript must be enabled to view this email address)

Mary Jane Knox
Financial Aid Assistant
(617) 984-1618
.(JavaScript must be enabled to view this email address)

Patricia Hansbury
Financial Aid Specialist
(617) 984-1623
.(JavaScript must be enabled to view this email address)

Nicole Robinson
Financial Aid Agent
(617) 984-1621
.(JavaScript must be enabled to view this email address)

Types of Financial Aid

When your financial aid package is complete you will receive an award letter in the mail. The award letter is an ESTIMATE of the aid you will receive to help cover your educational costs for the academic year. Your award is based on full-time enrollment (at least 12 credits for each semester). If you attend less than full-time, your Financial Aid Award will be reduced to reflect your enrollment status. This award also assumes that you have or will meet all eligibility requirements. If you receive requests for additional information, please respond immediately. Delays can lead to the cancellation of your Financial Aid Award. The Financial Aid Office reserves the right to amend or cancel any award within Federal, State, and College guidelines.

Federal Pell Grant. The Federal Pell Grant is a need-based program that is available to undergraduate students who have not obtained a Bachelor’s Degree. Federal Pell Grants do not need to be repaid. Pell Grant amounts are determined by a student’s enrollment status and Expected Family Contribution (EFC).The actual amount that a student receives will be determined after the add/drop period of each semester.

Federal Supplemental Educational Opportunity Grants (FSEOG). FSEOG is a need-based program and is awarded to students showing the greatest need based on their EFC. Those with a zero EFC will receive these funds first. FSEOG is a grant that does not need to be repaid. Students must be enrolled at least half-time (6 credits per semester) to receive this award. Funds are limited and are awarded on a first come, first served basis.

Mass Grant. Mass Grant is a need-based program that is awarded to eligible students by the Office of Student Financial Assistance via roster to Massachusetts residents who had their Free Application for Federal Student Aid (FAFSA) processed by May 1st. These students must also be eligible for the Pell Grant. Students must be enrolled full-time (at least 12 credits) to receive the Mass Grant.

Mass Part-time Grant. The Mass Part Time Grant is a need-based program awarded to Massachusetts residents enrolled in at least 6, but not more than 11 credit hours. These students must also be eligible for the Pell Grant. Funds are limited and are awarded on a first come, first served basis.

Federal Direct Subsidized Stafford Loan. The Federal Stafford Loan Program is need-based and must be repaid. To be eligible, a student must be enrolled at least half-time (6 credits each semester). The Federal Government pays the interest that accrues while the student is in school and during the periods of deferment. Repayment begins six months after a student graduates, stops attending college or enrolls less than half time. The interest rate is variable and is set annually on July 1st of each year. Students must complete a Loan Entrance Counseling Session and fill out a Master Promissory Note (MPN) in order to receive these funds.

Federal Direct Unsubsidized Stafford Loan. The Unsubsidized Stafford differs from the Subsidized Stafford Loan in that the student is responsible to pay the interest that accrues while in school and during deferment periods. A student may request repayment of the interest until entering repayment on the subsidized loan.

Federal Direct PLUS Loan. The Federal PLUS Loan is not guaranteed. It is a credit-based loan, based on your parent’s credit. Students must still fill out the FAFSA in order to be eligible. For a PLUS Loan the parent is the borrower and is responsible for repayment. Repayment begins 60 days after the second disbursement of the loan.

Federal Work Study. This is part-time employment program. Wages are paid directly to the student for actual hours worked. Positions are both on and off campus. Students must interview for each position. This is a need-based program but not all students with need will receive work-study assignments, as funds and positions are limited.

Alternative Loans. Students requiring additional financial assistance may inquire at the financial aid office regarding information concerning alternative loan sources. Eligibility is determined by the lender and is based on the applicant’s credit worthiness. Lenders may require a co-signer.

Presidential Scholarship. A limited number of scholarships are available each academic year to deserving students applying to the College for the first time. A separate application is not required. Recipients are determined by the Admissions office.

Academic Scholarships. The Academic Scholarship Program is offered during each spring semester. Recipients are invited to the annual Honors Convivium. Funds are for use in the following fall semester. These scholarships are available for use at Quincy College only and cannot be transferred to another school. A selection committee from the Quincy College community determines the award recipients. Applications are made available in the financial aid office, at the Plymouth campus, and online. Announcements for these scholarships will be posted on the College campus monitors, online, and on bulletin boards on campus in both Quincy and Plymouth.

Institutional Aid. A limited number of need-based grants are available each semester to students who need help with tuition costs and have exhausted all other sources of aid and have experienced some unexpected financial crisis. In order to request this grant, a student must be in good academic standing and have applied for financial aid. If those two criteria have been met, the student can fill out the application in the financial aid office. Supporting documents explaining the special circumstances that have caused him/her to need this award maybe required. Funds are limited and are not guaranteed. Decisions are made by committee, are final and cannot be appealed.

Barnes & Noble Book Scholarship. Barnes & Noble contributes a limited amount of funds each academic year to assist students who need help with book costs and have exhausted all other sources of aid and are still unable to purchase books necessary to complete their coursework successfully. Applications for this funding are available in the financial aid office. Funds are limited and are not guaranteed. Decisions are made by committee, are final and cannot be appealed.

Homeless Student Emergency Fund. A limited amount of funding is available for students that are homeless or in danger of becoming homeless. Students in this situation are encouraged to speak to a Student Success Coach to explain their circumstances. Final approval is determined by committee and is not guaranteed nor can it be appealed.

image

image